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Better protection for your payments.

​​​​​On 1 January 2021, the Payment Services Directive 2 (PSD2) will introduce new security standards for credit cards. These standards will form the new guidelines for payment services. PSD2 requires what is known as strong customer authentication (SCA) via the 3-D Secure process. This ensures you are even better protected against fraud and abuse when making payments with your credit card online.
Activate your Degussa Bank corporate credit card for 3-D Secure now.

New: Degussa Bank My Card Manager App.

Always keep track of your business expenses.

  • ​​​​​​​View your company card transactions on your smartphone
  • Activate the 3-D Secure standard
  • Approve transactions directly from your smartphone
​​​​​​​In the Google Play Store and the App Store.
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Strong customer authentication (SCA) with two-factor authentication.


  • ​​​​​​​​Two-factor authentication through a combination of knowledge (PIN/password), possession (card/phone) and/or personal identification (biometrics)
  • In-store using the Chip & PIN functionality
  • Online using 3-D Secure (MasterCard Identity Check and Verified by Visa)
  • Authentication by SMS-TAN + password or the My Card Manager app
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Easier purchasing. Exceptions to strong customer authentication.

  • ​​​​​​​Lodge cards used on B2B websites and My ePayment
  • Low-risk transactions and low amounts (up to €30) in-store and online
  • Regular payments to the same supplier
  • Phone and mail orders with transmission of the card number
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What will change.

  • ​​​​​​​You will use the 3-D Secure process (MasterCard Identity Check and Visa Secure) to secure your transactions more often than before.
  • Register for 3-D Secure easily, securely and quickly – here in the Corporate Cardholder Portal. Registration in your personal area only takes a few seconds.
  • With our risk assessment of online transactions, you can continue to make many payments easily and without two-factor authentication in the future.

Alle Fakten und wissenswerte rund um PSD2 finden Sie in unserem Factsheet.