Wichtiger Hinweis zur Umstellung des 3-D Secure Verfahrens

Wir haben unser Verfahren zur Absicherung von Online-Einkäufen umgestellt. Immer mehr Händler unterstützen das 3-D Secure Verfahren zur Absicherung von Online-Einkäufen. Dort können Sie aufgefordert werden sich sicher mit Ihrem persönlichen Passwort und einer SMS-TAN zu authentifizieren. Hieraus ergeben sich für Sie folgende Änderungen:

  • Nutzung der Online-ID als Legitimationsmerkmal bei der Registierung
  • Einführung der SMS-TAN als zusätzliches Sicherheitsmerkmal beim Einkauf
  • Bestehende Registrierungen für 3-D Secure müssen erneuert werden

Safe online payments with 3-D Secure

With the international security protocol 3-D Secure, Degussa Bank offers you more security when making payments online with a credit card.
When making online purchases, you are increasingly subject to requests – independent of the retailer – to verify the payment through the 3-D Secure protocol. Mastercard refers to this process as "Mastercard® SecureCode®", while Visa refers to it as "Verified by Visa®". This additional verification step enhances security and is an effective means of preventing credit card fraud.
During your next online purchase, you can easily safeguard your card for free by registering for the 3-D Secure procedure when prompted.

Registration process 

You can register your card for 3-D Secure during an online transaction. With merchants that participate in the 3-D Secure process, a secure registration page will automatically open during the payment process.
Within this frame, you enter your Online-ID, the name embossed on your card and your mobile phone number into the appropriate fields. You then enter in the six-digit transaction number (SMS-TAN) sent to your mobile phone and your password (determined by yourself).
Your registration and payment are then complete.

3-D Secure for registered users

As a registered 3-D Secure user, you enter your password and the SMS TAN received on your mobile phone into the fields provided. You will be redirected to a secure website where you enter in your six-digit SMS-TAN and verify this with your password. Your online payment procedure is then complete. Throughout the entire 3-D Secure transaction, you are in a secure online environment. Password and SMS-TAN entry are required here to continue with the purchase and complete the payment procedure.

3-D Secure registration guide

For additional information for the registration, please download our registration guide.

We’re happy to answer any questions you may have regarding the registration process or the 3-D Secure protocol. Our Card Service professionals can be reached at +49 (0) 69 / 3600 - 2359.